Payments and finance - official Xero server
Xero MCP server
Open-source local MCP server from Xero that bridges MCP clients to the Xero API for contacts, chart of accounts, invoices, quotes, credit notes, payments, bank transactions, reports and NZ/UK payroll timesheets and leave. It runs locally from @xeroapi/xero-mcp-server (npm) with OAuth auth.
Last verified 15 tools5 sources
Install
Generic
{
"mcpServers": {
"xero": {
"command": "npx",
"args": ["-y", "@xeroapi/xero-mcp-server@latest"],
"env": {
"XERO_CLIENT_ID": "your_client_id_here",
"XERO_CLIENT_SECRET": "your_client_secret_here",
"XERO_SCOPES": "accounting.invoices accounting.contacts accounting.settings"
}
}
}
}Tools
list-accounts- Retrieve a list of accounts
list-contacts- Retrieve a list of contacts from Xero
list-invoices- Retrieve a list of invoices
list-organisation-details- Retrieve details about an organisation
list-profit-and-loss- Retrieve a profit and loss report
list-trial-balance- Retrieve a trial balance report
list-bank-transactions- Retrieve a list of bank account transactions
list-report-balance-sheet- Retrieve a balance sheet report
list-payroll-employees- Retrieve a list of Payroll Employees
create-contact- Create a new contact
create-invoice- Create a new invoice
create-payment- Create a new payment
create-quote- Create a new quote
update-invoice- Update an existing draft invoice
create-payroll-timesheet- Create a new Payroll Timesheet
As documented on October 17, 2026. A running server reports its current list through tools/list.
Notes and caveats
- Generic snippet is the Claude Desktop config from the README.
- Auth uses either a Xero Custom Connection (client ID and secret, OAuth2) or a bearer token via XERO_CLIENT_BEARER_TOKEN for multi-account flows such as PKCE.
- Custom connections created from Apr 29, 2026 need the granular V2 scopes.
- Payroll tools need an NZ or UK region.
- Requires Node.js 18+.
- Xero now also runs a hosted Remote MCP server (see xero-remote).
More MCP servers for payments and finance
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Related reading
- What's New in Mastra (Late 2026): Harness, AgentController GA, Eval Gates and MCP 2.xMastra in late 2026: goals, schedules, signals, AgentController GA, eval gates and MCP 2.x, with type-checked TypeScript examples and honest tradeoffs.
- MCP vs A2A vs Function Calling: Which Layer Does What in 2026MCP vs A2A vs function calling compared on the 2026-07-28 MCP spec and A2A 1.0: what each protocol does, where they overlap, and how to stack them.
- Pydantic AI V2 in Late 2026: Capabilities, Graphs, Evals and MCPPydantic AI V2 explained through v2.57.0: capabilities, typed output, Conversation storage, caching, graphs, evals, MCP Apps and Logfire, with checked code.
- Reverse Engineer Anything (REA): What the MCP Server Does and Where the Line IsREA (Reverse Engineer Anything) is an MIT-licensed MCP server that lets Claude Code, Codex or Cursor inspect binaries, Electron apps and APKs. How to try it.
- Claude Opus 5.5 Built a Browser 3D World: The Higgsfield MCP WorkflowClaude Opus 5.5 and Higgsfield MCP built an interactive 3D Library of Alexandria in the browser. The verified connector setup and where the workflow holds up.
- Pi 1.0 Release Guide: MCP, Codemode and Pi DurablePi 1.0 adds built-in MCP through Codemode, a fullscreen TUI by default and Pi Durable. What changed, how to install it, and what breaks on upgrade.
FAQ
What does the Xero MCP server do?
Open-source local MCP server from Xero that bridges MCP clients to the Xero API for contacts, chart of accounts, invoices, quotes, credit notes, payments, bank transactions, reports and NZ/UK payroll timesheets and leave. The vendor documents 15 tools, including list-accounts, list-contacts, list-invoices and list-organisation-details.
How do I add the Xero MCP server to an MCP client?
Xero documents a Generic config; copy it from the Generic section of this page.
Does the Xero MCP server need authentication?
Yes, OAuth. Transport: stdio. Status: Unlabelled, last checked October 17, 2026.
Sources
Last verified against 5 Xero pages, then re-checked independently.
- github.comhttps://github.com/XeroAPI/xero-mcp-server
- raw.githubusercontent.comhttps://raw.githubusercontent.com/XeroAPI/xero-mcp-server/HEAD/README.md
- raw.githubusercontent.comhttps://raw.githubusercontent.com/XeroAPI/xero-mcp-server/HEAD/package.json
- raw.githubusercontent.comhttps://raw.githubusercontent.com/XeroAPI/xero-mcp-server/HEAD/LICENSE
- registry.npmjs.orghttps://registry.npmjs.org/@xeroapi/xero-mcp-server
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